Barclaycard Platinum with Balance Transfer


Credit Needed
Good Credit
  • 0% on balance transfers for 38 months on balances transferred within the first 60 days from account opening, 1.40% fee applies - 3.5% fee is applied, then reduced to 1.40% by automatic refund (T&C's Apply)
  • Pay for items up to £30 with payWave™ Contactless
  • Apple Pay enabled
  • Must be a UK resident, aged 18 years or over, with a regular income and a good credit rating
  • Representative APR (variable)
    Balance Transfer APR
    0% for 38 months
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    Good Credit

Representative Example: Representative 19.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Barclaycard Platinum with Balance Transfer credit card summary

Barclaycard Platinum with Balance Transfer:   A credit card with 19.9% Representative APR (variable) plus 0% interest free on balance transfers for 38 months.

Key features of this card

  • Representative 19.9% APR (variable)
  • 0% balance transfers for 38 months (1.40% handling fee applies)
  • Barclaycard PayTag enabled - Use your mobile phone for contactless payments
  • Contactless payment for items up to £30
  • Freedom - earn Reward Money and redeem it on a future purchase at selected retailers
  • Identity Protection Service and Fraud Protection
  • Emergency help when you are travelling abroad
  • Choice to opt in for text alerts five days before your payment is due
  • Online account management
  • No annual fee
  • 24 hour customer service

Acceptance criteria:

  • Aged 18 years or over
  • UK resident
  • Must have a good credit rating
  • Must have a regular income