Bank of Scotland Platinum 24 Months

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Credit Needed
Good Credit
  • 0% on Balance Transfers for 24 months with no balance transfer fee (for balances transferred within 90 days, 3% thereafter)
  • Cover against fraud when shopping online
  • Accepted wherever you see the MasterCard sign at over 33 million locations worldwide
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not be declared bankrupt, have any CCJs, or be subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 24 months
    Balance Transfer Fee
    0.00%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Bank of Scotland Platinum 24 Month Balance Transfer credit card summary

Bank of Scotland Platinum 24 Month Balance Transfer credit card offers 0% for 24 months on balance transfers and 0% for 6 months on purchases with no balance transfer fee.  There is no annual fee on this card.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% on balance transfers for 24 months (no fee for balances transferred within 90 days - 3% after that period)
  • 0% on purchases for 6 months after your account is opened
  • Cover against fraud when shopping online
  • Money Manager helps you keep track of your money accross different Lloyds bank accounts
  • Manage your account online
  • No annual fee
  • Card replacement service if you lose it
  • The APR and promotion period are dependent on your personal circumstances

At least 51% of customers will get a representative rate of 18.9% APR (variable).  Other customers may be offered the Classic Credit Card with a rate of 25.9% APR (variable).

Acceptance criteria in addition to credit check

  • Aged 18 years
  • UK resident
  • Have a regular income
  • Not currently bankrupt, have any CCJs, or be subject to an IVA