Bank of Scotland All in One 24/24

 APPLY ONLINE

Credit Needed
Good Credit
  • 0% interest for the first 24 months on balance transfers (2.5% fee applies in the first 90 days, 3% thereafter)
  • 0% interest for the first 24 months on purchases
  • Manage your card online using Internet Banking and Mobile Banking
  • Accepted wherever you see the MasterCard sign at over 33 million locations worldwide
  • Apple Pay enabled payments
  • APR & promotional offer length are dependent on your circumstances
  • You must be a UK resident, aged 18 years or over, have a regular income, not be currently declared bankrupt, not have any CCJs and not be subject to an IVA
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 24 months
    Balance Transfer Fee
    2.50%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)


Bank of Scotland All in One 24/24 credit card summary

Bank of Scotland All in One 24/24 credit card has up to 0% for 24 months on balance transfers (2.5% admin fee applies) and 0% on purchases for 24 months.  No annual fee.

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% for 24 months on balance transfers (2.5% fee for the first 90 days, 3% thereafter)
  • 0% on purchases for 24 months
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Cover against fraud when shopping online
  • Additional cards and card holders available
  • Manage your account online
  • No annual fee
  • Card replacement service if you lose it

At least 51% of customers will get a representative rate of 18.9% APR (variable).  Other customers may be offered the Classic Credit Card with a rate of 25.9% APR (variable).

Acceptance criteria in addition to credit check

  • Aged 18 years and over
  • A UK resident
  • No CCJs, no bankruptcy, not subject to an IVA

*At least 51% of customers will get a representative rate of 18.9% APR (variable).  Others will get a rate of either 21.9% APR (variable) or 25.9% APR (variable)