American Express Gold Business

 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn 20,000 bonus membership points if you are approved and spend £3,000 in the first three months of cardmembership - enough for a return business class flight from London to selected European destinations
  • Apply for Supplementary cards (at no extra charge) to share your benefits with your colleagues and employees
  • No pre-set spending limit with purchasing capacity that adjusts according to your business needs.
  • Up to 54 days deferred payment on purchases
  • Annual fee: Free for first year; £125 thereafter
  • You must be 18+, and a UK resident
  • The business must have a current UK bank or building society account, No CCJs
  • Earn 20,000 bonus membership points if you are approved and spend £3,000 in the first three months of cardmembership - enough for a return business class flight from London to selected European destinations
  • Apply for Supplementary cards (at no extra charge) to share your benefits with your colleagues and employees
  • No pre-set spending limit with purchasing capacity that adjusts according to your business needs.
  • Up to 54 days deferred payment on purchases
  • Annual fee: Free for first year; £125 thereafter
  • You must be 18+, and a UK resident
  • The business must have a current UK bank or building society account, No CCJs
  • Representative APR (variable)
    N/A*
    APR
    Balance Transfer APR
    n/a
    Balance Transfer Fee
    n/a
    Annual Fee
    £125
    Credit Needed
    Excellent Credit

American Express Gold Business Credit Card Summary

The American Express Gold Business Card gives you flexibility with deferred payment on purchases for up to 54 days with no interest charges.

Key features of this card

  • No fee for the first year
  • New Cardmember Welcome bonus of 20,000 Membership Rewards points if you are approved and spend £3,000 in the first three months of Cardmembership
  • Earn one Membership reward point for virtually every £1 you spend on the card
  • Supplementary cards enables you to extend Cardmember benefits to colleagues and employees and easily keep track of your business expenses
  • Redeem Membership Rewards points to reward your employees or treat yourself
  • Exclusive Cardmember Offers - enjoy access to fantastic offers from complimentary flight upgrades to special discounts and double loyalty points
  • Deferred payment on purchases for up to 54 days with no interest charges when you pay your balance in full every month
  • Manage your account online
  • No pre-set spending limit which gives your business greater purchasing power
  • No interest charges
  • £125 Annual fee (after the first year)

Acceptance criteria in addition to credit check

  • Must be aged 18 years or over
  • The applicant must be a UK resident and the business must have a UK bank account
  • The business must have no County Court Judgements against them for non-payment of debt


No credit available from charge card products, therefore no applicable APR.