AA Dual Credit Card

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Credit Needed
Good Credit
  • Check to see if you are likely to be accepted for this card without affecting your credit rating
  • 0% on all purchases for up to 28 months from the date your account is opened
  • 0% on balance transfers for up to 12 months made in the first 3 months. A 2.70% balance transfer fee applies which will increase the total amount that you owe
  • Mobile servicing app to keep track of your balance and available credit
  • Additional security shopping online with MasterCard® SecureCode™
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Representative APR (variable)
    18.9%
    APR
    Balance Transfer APR
    0% for 12 months
    Balance Transfer Fee
    2.70%
    Annual Fee
    £0
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)


The AA Dual Credit Card summary

The AA Dual Credit Card is not only great for everyday use, it also offers interest free periods to help you spread the cost of large purchases and save money by transferring balances from existing credit or store cards

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% on purchases for up to 28 months
  • 0% for up to 12 months on balance transfers (2.70% fee). To benefit your balance needs to be transferred within the first 90 days of your account opening
  • Add up to three additional card holders once your application has been accepted
  • Soft search eligibility - Check before you apply to see if you are likely to be accepted - this does not affect your credit score

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Must have a bank or building society account
  • Can't already have a credit card provided by Bank of Ireland
  • Must be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • Can't have any outstanding County Court Judgements

AA Credit Cards are provided by Bank of Ireland UK. AA Finances Services Limited is a credit broker and not a lender