AA Dual Credit Card


Credit Needed
Good Credit
  • 0% on all purchases for 30 months from the date your account is opened. To qualify, a transaction must be made within the first 3 months, otherwise the promotional period will be reduced to 14 months
  • 0% on balance transfers for 16 months made in the first 3 months. A 2.89% balance transfer fee applies which will increase the total amount that you owe
  • Mobile servicing app to keep track of your balance and available credit
  • Additional security shopping online with MasterCard® SecureCode™
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Representative APR (variable)
    Balance Transfer APR
    0% for 16 months
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    Good Credit

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

The AA Dual Credit Card summary

The AA Dual Credit Card is not only great for everyday use, it also offers interest free periods to help you spread the cost of large purchases and save money by transferring balances from existing credit or store cards

Key features of this card

  • Representative 18.9% APR (variable)
  • 0% on purchases for 30 months
  • 0% for 16 months on balance transfers (2.89% fee). To benefit your balance needs to be transferred within the first 90 days of your account opening
  • Add up to three additional card holders once your application has been accepted

Acceptance criteria in addition to credit check

  • Aged 18 years or over
  • UK resident
  • Must have a bank or building society account
  • Can't already have a credit card provided by Bank of Ireland
  • Must be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • Can't have any outstanding County Court Judgements

AA Credit Cards are provided by Bank of Ireland UK. AA Finances Services Limited is a credit broker and not a lender