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Tips for applying for credit cards on your phone -- With everything else your mobile can do, there's no reason you can't complete a credit card application on it, too ... (See Mobile application) You regret opening your credit card - now what? -- Many Britons regret opening their credit card, according to a recent survey. Here's what to do if you're one of them ... (See Regret card) Men, women and money -- who wins the battle of the sexes? -- Who has more financial savvy -- men or women? The answer is varied and complex ... (See Battle of sexes) Is your debt hurting your kids? -- Your worries and stress over bills and debts can negatively affect your children's mental and physical health ... (See Debt stress) What are millennials' real attitudes toward debt? -- Young adults aged 18 to about 34 have been characterised by their spontaneous, live-in-the-moment attitudes. But does that mindset carry over to debt and credit, too? ... (See Millennials) Financial capability: Staying informed, choosing products -- A recent report on financial capability based on six elements shows many Brits need to hone their financial skills. This short series will give tips on how to improve each area ... (See Products) Computer service scams quietly bilk thousands from victims -- Scammers pretending to be computer services offering to "fix" systems are stealing thousands. But it's not quite as popular as some other scams, so you may not have heard of it ... (See Service scam) Financial capability: Managing money and planning ahead -- A recent report on financial capability based on six elements shows many Brits need to hone their financial skills. This short series will give tips on how to improve each area ... (See Capability) How can you improve your financial literacy? -- Financial literacy is important to not only your bank account, but your emotional well-being. As people increasingly make their own major financial decisions, being financially literate is more important than ever. But many Brits need some lessons ... (See Financial literacy) Inconvenient, not impossible -- a week without cash -- Cash is still the leading payment method, but if current trends continue, that could change. In light of recent reports on the decline of cash, writer Ben Salisbury decided to see if he could manage for a week without cash ... (See Cashless) Many applicants denied best balance transfer deals -- Many balance transfer cards now offer 0% interest for extended periods of time -- up to 30 months, in some cases. But a large number of applicants are not getting the deal they hoped for ... (See Denied) Living without a credit card -- About a third of the adult population don't have a credit card, which raises the question: How do they do it? Not having a credit card might seem crazy, but it has benefits, too ... (See No credit card) More Brits using rewards credit cards -- Research shows more Brits are applying for rewards cards and that loyalty points influence how and where we shop. In the economic crisis, it's expected that shoppers will find more ways to save. But rewards cards can be tricky ... (See Rewards) Fact or myth? Test your credit rating knowledge -- Many Brits have misguided information as to what affects their credit rating. Credit report experts clear up common questions and misconceptions about credit reports ... (See Myths) Best credit cards for over-50s -- Consumers over age 50 are making mistakes when it comes to credit cards, recent research says. We've rounded up some credit cards that offer the best deals for this age group ... (See Over-50s) What we buy and how we spend: A decade of change -- The Payments Council took a look back on the past decade in a February 2013 report, which found that Brits are splashing out on fun -- and moving toward a cash-free lifestyle ... (See Spending statistics) Glimmers of optimism appear among financial gloom -- With Christmas debt looming and warnings of a triple-dip recession in the headlines, you might think consumers are feeling pessimistic about their finances. But recent research shows otherwise ... (See Optimism) Self-employed vulnerable to credit card debt, study shows -- Striking out on your own as a freelancer or business owner has its risks -- and one of them may be piles of debt, research has found ... (See Self-employed) Third of Brits would use windfall to pay off debts -- What would you do with an extra £1m? Research has found that Brits have an interesting mix of priorities for an unexpected windfall, from paying off debt to splurging ... (See Windfall) Millions of Britons have no household budget -- Budgeting is especially vital in times of austerity and rising living costs. But recent research has discovered that many Brits are budget-dodgers ... (See Budgeting) Half of consumers risk being swallowed by credit gap -- Half of all UK adults are at risk of being denied credit by mainstream lenders, research says. Here's why you might fall into the credit gap -- and how to work your way out ... (See Credit gap) Children expect less for Christmas than parents think -- Parents and their children seem to have very different expectations when it comes to Christmas gifts, two recent surveys show ... (See Gifts) Brits trying to spend less on Christmas dinner -- Families are using a variety of budgeting methods to bring down the costs of the Christmas feast -- from eating leftovers to avoiding hosting duty ... (See Christmas dinner) Many over-50s plan to spend more this Christmas -- Older Britons say they are willing to spend a little extra on a merry Christmas for their families despite the struggling economy ... (See Christmas shopping) Could your germy credit card make you ill? -- Do you wash your hands after shopping? Levels of bacteria detected on credit cards are equal to that you would expect to find in a dirty toilet bowl ... (See Credit card germs) Brits lack redundancy safety net -- A worrying proportion of Britons would not be able to stay out of debt if they lost their job, new research has found. Nearly a third have less than £250 set aside ... (See Savings) Are you suffering from 'banxiety'? -- The double-dip recession has left many households with little disposable income. Yet instead of carefully counting their pence, people are simply avoiding their bills ... (See Banxiety) Brits willing to stretch budgets for Christmas -- Despite economic troubles, Brits seem intent on having a merry Christmas, an HSBC survey reports. One in five say they'll spend more than in 2011, and men in particular are comfortable with using a credit card to finance the festivities ... (See Christmas costs) Brits turn to overdrafts as credit remains scarce -- Credit is hard to come by for those with poor credit histories. And that leaves some consumers with one place to turn -- their overdraft ... (See Overdraft) Younger women taking control of household finances -- Women under 45 are taking over their families' financial planning, new research suggests. Older women are expected to follow suit within 10 years ... (See Family budget) Brits hiding cash -- and debt -- from partners -- Hiding a pile of debt or a stash of cash from your partner? You're not alone. According to a recent survey, billions of pounds are being kept secret ... (See Hiding debt) Summer holidays break the bank for many families, study shows -- For kids, the school holidays are a break. For parents, however, they can mean financial stress, according to the latest numbers from Aviva ... (See Summer expenses) Thieves go for cash instead of cards -- To avoid foreign transaction fees and declined credit cards, many travellers use cash when visiting foreign countries. Yet that makes them easy targets for thieves ... (See Theft) Credit card debt weighs heavily on pensioners -- Pensioners on fixed incomes are turning to credit cards to make ends meet -- and many are finding themselves trapped in a cycle of debt ... (See Pensioners in debt) Amid austerity, UK consumers turn to rewards cards -- Rewards credit cards are seeing a surge in popularity, according to American Express. But cardholders may not be using them as strategically as they could be ... (See Rewards) Olympic spirit fuels rise in credit card spending -- The London Olympic Games may be giving a boost to card spending on food, drink and sporting goods, according to recent numbers from Visa ... (See Olympics) Costumers have need for speed when it comes to payments -- Customers are becoming increasingly self-sufficient and anti-establishment when it comes to paying, according to research from the British Retail Consortium ... (See Shopping) Falling credit card balances may not be good news -- Even with the pinch of the recession, UK consumers are keeping their credit card balances low. Good news, right? Not necessarily ... (See Card balances) How payments have changed during the Queen's reign -- This summer, Queen Elizabeth II celebrates 60 years as a monarch. A lot has changed in the payments world since she took the throne. Here's a look back ... (See Diamond Jubilee) Parents do more harm than good by shouldering children's debt -- It's natural for parents to want to protect their children. But some are going too far, by paying their bills, lending them money and taking out loans and credit cards for them ... (See Financial lessons) Money woes prevent couples from starting a family -- The economic downturn is forcing many to delay things they can't afford. For many British couples, that includes having children ... (See Recession) Brits defy recession with £36 billion summer holiday plans -- More Brits plan to go on holiday in 2012, despite the possibility of a double-dip recession. Many are using credit cards to fund their vacations
... (See Summer travel) Consumers 'cynical' about online shopping security -- Consumers may think shopping and banking online is dangerous, but they’re doing it anyway, according to a recent survey ... (See Online security) Christmas in April? One in seven still paying for the holidays -- Although Christmas was more than three months ago, a study by Halifax shows that many are still paying for their holiday debts ... (See Credit card debt) Men splurge on cars, women on clothes: The gender gap in credit card spending -- Men splurge on cars, while women splurge on clothes, according to a recent Santander Cards survey on credit card spending habits ... (See Gender gap) Modern Brits expect cash to go extinct -- As credit cards and debit cards get more popular, Brits are becoming less likely to use cash. More than one-third believe cash will go extinct in 15 years ... (See Cash or plastic) What's keeping mobile payments from going mainstream? -- Smartphones are already commonplace -- but UK consumers are still wary of using them to make mobile payments, a recent survey says ... (See Mobile payments) Are payday loans replacing credit cards? -- Payday loans have a bad reputation. Yet many UK consumers may be turning to them now that it's more difficult to qualify for a credit card ... (See Loans) Debit and credit card fraud hits 11-year low -- Good news -- credit card fraud fell in the UK. Why? Consumers are more cautious, and improved technology is thwarting many criminals ... (See Fraud) 70% of Brits have problem debt, yet many in denial -- Seven in 10 Brits have debt problems, according to the Co-operative Bank. But, instead of attacking their debt head on, many are ignoring it ... (See Debt) Airlines still charging fees ahead of surcharge ban -- The ban on excessive airline surcharges goes into effect at the end of 2012. In the meantime, some airlines are trying to make money off the fees while they still can ... (See Surcharges) More Brits taking lodgers to pay debts and bills -- With many Brits struggling to make ends meet, a growing number are renting out spare rooms in their homes to lodgers, according to recent research ... (See Renting) UK consumers find credit cards useful -- but confusing -- UK cardholders intend to carry on using their credit cards -- but they're not fans of the small print that comes along with the plastic ... (See Credit card confusion) UK households showing first signs of recovery? -- Economic conditions are still rough in the UK. But a recent survey suggests that an increasing number of families are making ends meet ... (See Recovery) Many UK families dangerously close to financial ruin -- UK families are in trouble, a report has found, with millions of UK households paying more than 25% of income on debt repayments ... (See Household debt) One in four expect to see partner's credit report -- Before combining finances with a partner, more than a quarter of Brits want to do a credit check-up first, a recent study has found ... (See Couples and credit) Fall in household debt no cause for celebration -- The good news: UK household debt fell in December. The bad news: Consumers' lack of confidence could be the reason for that drop in debt ... (See Household debt) UK teens have low financial awareness, survey says -- Many young people in the UK might be using their credit cards without knowledge of basic financial terms and principles, a study has found ... (See Teens) Businesses using credit cards to pay tax bills -- Struggling businesses have found a risky way to weather the economic downturn -- paying their tax bills with their credit cards ... (See Paying taxes) How you pay might influence how you feel -- A recent study has found that consumers feel better about a product if they use credit cards, instead of cash, to pay for it ... (See Spending behavior) Credit card fraud could be on the rise -- In an uncertain economy, some may be turning to lives of crime. Several types of credit card fraud have increased over the past year, a recent report has found ... (See Fraud) Brits plan to reduce personal debts -- Despite growing signs of optimism in recent months, perceptions of household finances may have taken a turn for the worse ... (See Household bills) UK consumers being extra cautious with credit -- UK consumers became increasingly credit shy last year, even as the holiday shopping season revved up, according to new data ... (See Credit card spending) Britons have an appetite for debit -- Brits are putting a lot of money on their debit cards, new research from Visa Europe has found. They are also doing a lot more shopping online ... (See Debit cards) Choose the right card to fund your child's gap year -- If your child is about to jet off on a gap year, you might want to arm her with a credit card. Just make sure it's the right card -- and that your child knows how to you use it ... (See Gap year) Credit card spending fell in 2011 -- Although post-holiday credit card balances might make it hard to believe, new research suggests credit card spending was down in 2011 ... (See Credit card spending) UK credit card limits on the rise -- Many consumers have had their credit limits cut in the past few years. But new research reveals that credit card limits have begun to rise again ... (See Credit card limits) Is going contactless the way of the future? -- Contactless payments could be growing in popularity in the UK. They might even make shoppers more comfortable with smartphone mobile payments ... (See Contactless payments) Holiday debt prompts credit card spending? -- UK households could be relying more on their credit cards this month as they recover from holiday debt, according to data from the Post Office ... (See Holiday debt) Brits pay the price for multiple Christmas days -- Many Brits are expected to pay a small fortune hosting friends and family over this festive period, as the multiple holiday parties and family gatherings begin to add up ... (See Holiday spending) Survey: Debt, Tight Access to Credit Among Brits' Top Concerns -- British households are facing a tough financial landscape. Access to credit has tightened, personal debt remains high and incomes are dropping, according to new research from the Bank of England ... (See Consumer trends) Consumers expect inflation to remain high in 2012 -- Britons have little hope of inflation dropping back to desirable levels, according to research from the Bank of England. Meanwhile, two-fifths expect interest rates to rise ... (See Inflation expectations) One in three could face Christmas debt hangover in 2012 -- Every year, Christmas shopping leaves many people in significant debt. This year, 31% of Brits are expected to be left in debt by the end of the festive season ... (See Holiday debt regret) UK consumers 'paying less off credit cards' -- Research shows that Britons are paying less off their credit card balances and relying more on cash advances than at any time over the last two years ... (See Credit card bills) More Brits are turning to payday loans for unexpected costs -- UK consumers are increasingly turning to payday loans instead of overdrafts or credit cards in order to pay unexpected bills, a survey suggests ... (See Payday loans) Experts: Contactless payments won't take off without retailers -- Contactless won't take off without the retailers, say experts. More merchants need to support the new technology in order for it to become commonplace in the UK ... (See Contactless payments) Bankers expect credit problems to worsen -- Eurozone conditions are proving a concern for personal lenders, according to a new report. Lenders across Europe are predicting a jump in the number of consumers who default on their loans ... (See Consumer lending) Study: Store card spending drops by 20% -- Fewer Brits are pulling out their store cards, according to new research. The Finance & Leasing Association estimates that store card spending dropped by a fifth since last summer ... (See Card spending trends) UK consumers 'fearful of mobile payments' -- Phone hacking fears have put consumers off mobile payment systems, suggests new research. A recent study found that nearly half of all UK adults are concerned about mobile security ... (See Mobile payments security) One in five need over a year to clear debts -- A significant proportion of Britons have outstanding credit card balances and many will need several months to clear their debts, according to new research ... (See Card debt) 6 tips for dealing with debt stress -- Financial worries and debt are major causes of stress and can lead to a variety of problems, including anxiety and depression. Here's how to take control of your financial future and reduce your stress ... (See Debt stress ) Brits say they would pay £3 to top up mobile wallets -- The vast majority of Britons with smartphones would consider using their devices to make mobile payments, a new survey has found, and many say they would even pay to top up their mobile wallets ... (See Mobile wallets) Report: Brits' appetite for credit has waned in recent years -- A new report from the UK Cards Association shows that credit card usage rose and then fell in Britain during the 2000s, after peaking around the middle of the decade ... (See Credit card trends) Will prepaid cards replace cash and cheques? -- Prepaid credit cards are rising in popularity across the UK. But are they destined to replace cash and cheques as a favourite alternative to credit? Maybe, says our correspondent ... (See Prepaid cards) Over-55s struggle with rising unsecured debts -- The financial situation of Britain's older generations appears to be worsening, with growing numbers of over-55s finding themselves deep in unsecured debt, according to the latest research from insurance group Aviva. ... (See Debt in retirement) Study: Worst consequences of recession 'still to come' -- The effects of the recession on household finances are just starting to be felt and could continue for up to 10 years, according to researchers at the Institute for Fiscal Studies ... (See Household finances) Average Brit saves £1,196 a year with vouchers -- Britons are making the most of discount codes and vouchers, according to new research. Consumers, on average, save nearly 1,200 pounds a year by using discounts and special offers ... (See Savings) Survey: 1 in 3 Scots has outstanding credit card debt -- The Scottish government has published the results from the latest Scottish Household Survey on families' finances. Here's how Scots are coping in the face of high inflation and spending cuts ... (See Survey) Number of cash-strapped Brits at all-time high -- One in three Britons have no money left over after paying for essentials, according to new research. And those who do are using it to pay off debts and increase their savings ... (See Trends) 0% balance transfer deals getting sweeter for consumers -- The number of credit cards offering 0% introductory balance transfer deals has increased, according to a recent study, as has the length of the longest 0% period ... (See 0% offers) 5 common love and money mistakes -- It doesn't matter whether you've been married for 30 years or are on your third date, a topic that will likely cause the most conflict between you and your partner is money ... (See Relationships) Study: Consumer trust eroded by lower quality financial products -- Consumers are fed up with low quality financial products, says The Social Market Foundation. The thinktank has called on financial providers to introduce better quality products ... (See Quality) Rewards card holders in the minority -- Research by American Express shows that the majority of credit cards in the UK are not rewards based -- leaving extra savings untapped ... (See Rewards cards) Study: Credit cards more expensive, harder to obtain -- Credit card interest rates have climbed steadily in the last four years, according to a new report, while lenders have tightened their standards -- making it harder for some to get a good deal ... (See APR) Study: Debt boosts young people's self esteem -- Many young adults feel a sense of empowerment through their credit cards and other forms of debt, a US study has found, but the effect tends to decline with age ... (See Self-esteem) Brits' savings efforts hampered by unsecured debt -- Families are working hard to put money aside in savings, but rising levels of unsecured debt are counteracting many people's good intentions, according to a new report ... (See Debt) Survey: Brits reluctant to adopt contactless credit cards -- Security fears are hindering the adoption of contactless payments, a new survey reveals. Many Brits say they want to learn more about the technology before making the leap ... (See Contactless) Do you know your credit card's APR? -- If you don't, you're not alone. A recent survey found that millions of Brits have no idea how much they are paying in interest -- putting them at risk for paying far more than they expect ... (See APR) Why you are better off managing your credit cards yourself -- What's the service like from your bank? If recent figures are to be believed, the answer is probably "not very good." As banks strive to make savings, branch service has recently suffered -- causing many customers to look for an alternative ... (See Accounts) Sony customers face further credit card privacy woes -- More Sony customers face potential credit card fraud. Customers of Sony Online Entertainment have been told their details may also have been lost in last month's widely reported breach of Sony's records ... (See Privacy breach) Why you should never reuse credit card PINs -- An alarming number of Brits are putting themselves at risk for identity theft by using the same security details on multiple bank and credit card accounts. Here's why you shouldn't make the same mistake ... (See Fraud) Report: UK teens clueless about credit -- Over 1/3 of British teens don't believe that using credit cards is "real spending," according to a new report, and an alarming number are clueless about personal loans and credit card debt ... (See UK teens) UK credit card fraud hits 10-year low -- All the credit card help and advice that consumers in the UK have received over the last few years may finally be paying off. According to new figures from the UK Cards Association, losses on UK credit card accounts affected by fraud have plummeted ... (See Fraud) Beware of fake Wi-Fi hotspots when making contactless payments -- If you use your smartphone to make credit card payments while in public, your card information could be at risk. New research has found that credit card fraudsters could potentially trap consumers by setting up bogus Wi-FI hotspots ... (See Security) What banks consider to be "bad credit" -- Every credit card provider uses their own unique credit scoring system when deciding whether to give you a loan. But there are key signals that every bank watches out for when determining whether a consumer is a bad credit risk ... (See Bad credit) Study: Many Brits lack key knowledge of credit scores -- 1/3 of Brits are unsure why they are failing credit checks, and many know little about the credit card application process, say authors of a new report by credit scoring agency Equifax ... (See Credit) A record number of Brits are retiring deep in debt -- According to a recent report, a generation of Britons are so deeply in debt that they expect to carry it with them for life. Here are some steps you can take to make sure it doesn't happen to you ... (See Debt) Applying for a new credit card? Check your credit score first -- Credit card providers appear to be tightening their lending criteria, making it even more important for consumers to check their credit history before they apply ... (See Credit report) First-party fraudsters target credit card firms -- First-party fraud schemes have surged in the UK -- with a growing number of people lying about their personal circumstances in order to secure credit cards, loans and other financial products ... (See First-party fraud) 3/5 of Brits put petrol on their credit cards -- New research suggests that many drivers are relying on credit cards to fill up their cars, despite being unable to pay off their credit card debt at the end of the month ... (See Everyday expenses) Study: Quarter of Brits make mobile credit card payments -- Mobile card payments are becoming more commonplace as as an increasing number of British consumers embrace the ability to make credit card transactions via their mobile device ... (See Mobile payment) Credit card applicants partial to loyalty schemes -- According to new research, consumers are becoming increasingly attracted to credit card loyalty schemes. However, experts caution: Use these cards with care ... (See Card trends) Mailed credit card offers frustrate consumers -- Not everyone welcomes the unsolicited credit card offers that flood their mailbox. New research from Callcredit shows that many people are put off by poorly-targeted credit card offers that arrive on their doorstep ... (See Card offers) Credit card usage surges as more shoppers buy presents online -- More bargain-hunting Brits are bypassing long queues and doing most of their gift and holiday shopping online, says the Payments Council -- prompting card usage to surge ... (See Shop online) Do you prefer credit cards to cash? -- If so, you're not alone. New research from the Payments Council reveals that Britons are more likely to pay for goods and services with plastic rather than with cash ... (See Card trends) Credit card interest rates climb higher -- Average credit card interest rates rose to a nine-year high in January, according to new figures from the Bank of England, making it harder for consumers carrying a credit card balance to pay off their debts ... (See Interest rates) UK credit and debit card statistics -- Find the latest statistics on credit card debt, credit card delinquencies, credit scores, debit cards and more ... (See Stats) 3 easy ways to prevent credit card fraud -- Credit card fraud costs the UK public millions every year. Here's how to protect yourself from some of the most common scams ... (See Fraud alert) Shopping for a new laptop this year? Borrow safely with the right credit card -- Britons who plan to upgrade their possessions this year but failed to save the required amount could benefit from a credit card that offers 0% interest on new purchases, say experts ... (See Shop) The right credit card may cut overall holiday costs -- Holidaymakers should compare credit cards before heading overseas. Start saving now by picking the most suitable credit card for your holiday. ... (See Travel) Fraud figures show need for credit card security -- Avoid becoming a fraud victim by taking care when using credit cards online. Figures published by the EU statistical office highlight the importance of maintaining high standards of security when entering bank or credit card details ... (See Fraud) Credit cards: Who wears the trousers in your household? -- Experts say that more couples than ever are arguing about finances as women take control of the family pocketbook. Prevent a row in your own household by avoiding these mistakes ... (See Family budget) Avoid holiday debt regret in 2011 -- Avoid holiday debt regret by planning ahead and saving for Christmas throughout the year. ... (See 2011 holidays) Watchdog group challenges card surcharges -- Consumer watchdog group Which? says that excessive surcharges on credit cards are unfair to consumers. ... (See Card surcharges) Issuers weak on card claim advice -- Consumer watchdog Which? finds that card issuers are not particularly helpful to consumers making claims for reimbursement ... (See Claim advice) Card users to transfer £2.8 billion in 2011 -- More than 2.8 million people will be looking to transfer an average £1,000 in credit card debt onto lower interest balance transfer credit cards ... (See Balance transfer cards) 6% of Britons used plastic for home payments -- Poll: More than 2 million have used credit cards to pay for home mortgage or rent costs during the past 12 months. ... (See Credit cards) Consumers turning to debit over credit cards -- Debit card usage is on the rise in the UK as consumers move away from cash and attempt to curb accumulating debt on credit cards ... (See Debit card usage) Credit card purchases fall 3m from 2009 to 2010 -- New figures suggest that Britons are paying for purchases more with cash, debt than credit cards. ... (See Card card debt) Online credit spending averages £192 a month -- A new study reveals the extent to which Britons are using plastic to shop online ... (See Online credit card spending) Do credit cards foster financial stability? -- High-frequency credit card users tend to be in better financial health and owe less money than people who rarely use their cards, according to the latest research from YouGov. ... (See Financial health) Did card reform not go far enough? -- Britons are eager to see the government introduce a rate cap on all forms of lending, such as credit cards, says a new study. ... (See Rate caps) Britons cutting back on credit card debt -- While card lending edged up slightly in May, it is the lowest amount posted by the Bank of England since September 2009.
... (See Credit card debt) Plastic card transaction fees stir debate -- The British Retail Consortium has criticised banks for 'excessive' debit and credit card charges, but the UK Cards Association has a different view.
... (See Merchant fees) Plastic card fraud up 40% from a year ago -- The number of credit card fraud victims grew to 2.41m in 2008-09 from 1.77m in 2007-08. ... (See Credit card fraud) Britons charge £118.3b less from 2008 peak -- Credit card transactions expected to decline to £3.1bn from a peak of £121.4bn in 2008 ... (See 2010) Card borrowing increased 5 percent in 2009 -- Average consumer borrowing was found to have risen to £4,593 per UK adult by the end of March 2010. ... (See Consumer debt) Britons delaying dental care, using credit cards for payment -- An increasing number of Britons are using credit cards to fund visits to the dentist, a new study has found. ... (See Strapped for cash) Personal pricing clouds card decisions -- Britons no longer have a hard and fast pointer to the most competitive credit card deals as a result of personal pricing. ... (See Rating) Credit card 'current address fraud' rising -- Credit card fraudsters are using increasingly sophisticated methods to target their victims, including acquiring up-to-date residence details. ... (See Address) Credit card fraud on the slide in 2009 -- Credit card fraud declined by over a quarter in 2009. The amount of money lost as a result of credit card fraud fell significantly last year, according to new figures. ... (See Decline) Britons turning to hugely expensive credit cards -- Struggling families are increasingly turning to credit card deals with sizeable interest rates in order to make ends meet, according to a new report. ... (See Risky) Credit card comparison burden left to consumers -- Indebted customers are under more pressure than ever to search for the best available credit cards as issuers tighten lending standards and put the squeeze on card holders. ... (See Compare) New credit card lending appetite subdued -- Existing and potential credit card holders should expect lenders to be reticent about extending much credit in the coming months ... (See Lending) Small firm bosses using personal credit cards -- A new study suggests that bosses at small companies are making payments on their personal credit cards in order to keep their businesses afloat. ... (See No cash) Credit card borrowing up in December -- The Bank of England has revealed that new credit card borrowing increased by £195m in the final month of 2009. ... (See Spend) Credit card lending down 2% in November -- A new study suggests that borrowing on credit cards fell by 2% to £2.67bn in November. ... (See Decrease) Britons relying on credit cards for daily spend -- As many as 12 million Britons will be using credit cards for day-to-day expenses in January, according to the Post Office. ... (See Daily) Credit cards not a long-term mortgage solution -- Homeowners should consider the root problem rather than using credit cards for long-term housing costs. ... (See Risky) Credit card interest rates highest since 2006 -- Credit card interest rates rose to their highest levels for four years last month as consumers were hit by 'stealth' charges, according to the Bank of England. ... (See APR) Britons using credit cards for mortgage payments -- Shelter reveals that over 1 million people in the UK are using their credit cards to make monthly mortgage or rent payments. ... (See Mortgage) Plastic in vogue in 2010 as borrowing rises -- New research suggests borrowing is on the rise again, which could see credit card usage increase in 2010. ... (See Spending) Record credit, debit card ATM use predicted -- Britons are expected tol use their credit and debit cards at cash machines in huge volumes during December. ... (See ATM) Booking flights on credit cards 'is crucial' -- One holiday magazine highlights the value of booking flights with credit cards as a Scottish airline collapses.
... (See Flights) Sainsbury's predicts record credit card ATM use -- Britons will use their credit cards at cash machines in huge volumes during December, according to Sainsbury's Finance.
... (See ATM) Credit card payment allocation confusing -- Confusion over the order of payments policy imposed by credit card providers has been reflected by a new poll from Nationwide. ... (See Confusion) Britons reining in credit card spending this Christmas -- Only 1 in 6 Britons are planning to fund some or all of their Christmas costs via credit cards. ... (See Christmas) Avoid these mistakes to keep your credit clean -- The various ways in which customers can inadvertently damage their own chances of successful credit card applications have been detailed in new analysis from Experian. ... (See Mail) Consumers cut back on credit card spending -- Reduced credit card spending signals a changing attitude to financial affairs on the part of the UK consumer, a new report has indicated. ... (See Spending) Credit cards relied on in times of income instability -- Evidence suggests that credit cards play a significant role in life changes, and that credit card lending is relatively stable. ... (See Plastic) Psychiatrists weigh in on credit card, loan debt -- Experts have suggested that around 50% of people with large outstanding debts could have mental health problems. ... (See Health) Credit card spending warning issued to students -- Credit reports provider Equifax has released new research on student spending habits. ... (See Debt) UK credit card fraud losses decline -- The amount of money lost due to fraudulent credit and debit card activity fell by 23 percent in the UK during the first half of 2009 ... (See Decline) UK banks, cards, subject to increased complaints -- Around 70,000 new complaints over the first six months of 2009 were filed against UK banks, card providers ... (See Complaints) Foreign cash left unspent by travellers -- Foreign currency left unspent by holiday travellers continues to grow ... (See Cash) Reports highlight tight card markets -- Britain could face a contraction in credit provision due to financial losses at banks caused by rising customer defaults on credit cards and loans. ... (See Losses) Credit card spending declines, balances rise -- Spending on credit cards declined from July to August, according to new data from the British Bankers' Association (BBA). ... (See Credit) British pound will fall fast and far -- Credit card customers planning overseas trips could soon feel the effects of a marked deterioration in the value of the pound, if new industry analysis proves correct. ... (See Value) Summer surge in sterling value weakens again -- The rallies enjoyed by sterling in June and July are over for the time being, currency experts have warned. ... (See Weak) Debt calls rise 27% from prior year -- Debt inquiries relating to credit cards and loans are on the increase in the UK, new figures from Citizens Advice indicate. ... (See Increase) Britons' debt load shows £3.4bn rise -- Average unsecured debts, including money owed on personal loans and credit cards, stood at £9,226 per household in July 2009, ... (See Debt) Strapped UK consumers turn to loan sharks -- UK consumers who are being turned down by high street lenders in the recession are using other sources of credit, it has been revealed. ... (See Credit crunch) Overseas credit card costs affected by market -- People using their credit cards abroad this summer could face increasing costs, due to a new weakening in the pound. ... (See Sterling) Credit card providers note decline in lending -- New lending from credit card and loan firms fell in the second quarter of 2009. Stricter lending regulations are blamed ... (See Decline) Card defaults drive up interest rates -- Credit card firms are repricing deals in order to reflect the new risk environment, the Bank of England noted today. ... (See APRs) UK card issuers see record credit card charge-offs -- Charge-off rates at UK credit card providers are on the rise, according to analysis from ratings agencies Moody's and Fitch. ... (See Record) Despite small attempts to save, Britons still big spenders -- Despite making small attempts to save, a report reveals that Britons as less likely to put off major purchases due to the recession. ... (See Save) Profits up at card firm Visa -- The organisation's profits rose by 73% over the three-month period to hit £440m. Meanwhile, expenses fell by 9% and earnings per share hit 67 cents, slightly ahead of analysts' expectations. ... (See Profits) Increase in credit card fraud in UK -- Credit card fraud and other financial scams are on the increase due to the recession, data confirms ... (See Crime) Credit card lending rose £200m during June -- The Bank of England also revealed that the amount owed on mortgages and other loans secured on property rose by £300m over June. ... (See Loans) UK braces for record card defaults -- The UK is bracing itself for an unprecedented number of credit cardholders defaulting on their balances as unemployment rises. ... (See Defaults) Plan ahead to avoid credit card debt -- Putting a strict budget in place is important for customers currently prioritising the repayment of credit card debts ... (See Budget) Credit card fraud concentrated in London -- London, the Thames Valley and West Mercia made up the top three hot spots for credit card crime. ... (See Hotspots) Credit card annual fees making a comeback -- Declining revenues are spurring on credit card firms to roll out annual fees for their products, a new report has suggested. ... (See Annual fee) Travel firms raise credit card booking fees -- Some travel firms have raised their debit and credit card booking fees by as much as 600% over the last 18 months. ... (See Fees) Brits spending extra on overseas ATM fees -- UK credit card customers spend £284m extra a year on overseas cash machine charges ... (See ATMs) Travelers holding on to foreign currency -- The practice of "currency dumping" has become less popular among holidaymakers due to the recession, new data show. ... (See Hoarding) London a hotspot for credit card fraudsters -- the top three postcodes for financial scams, including credit card fraud, are London SE18, IG11 and E6. ... (See Fraud) Net credit card lending still rising -- According to the Bank of England, consumer credit increased by a net £300m over the month, in line with the six-month average. ... (See Charge) Card borrowing rises as economy signals recovery -- The apparently improving economy has made more people willing to use their credit cards, a report has suggested. ... (See Economy) Weaker pound affects purchasing abroad -- Holidaymakers will find it much more costly to travel as the weakened pound loses favor ... (See Pound) Credit card complaints spike 9% -- A total of 6m inquiries were brought to the attention of Citizens Advice over the past year, the charity revealed today. ... (See Complaints) Credit cards hailed as safest way to buy goods -- New analysis from Apacs showed that credit cards provide "probably one of the safest ways" to buy goods. ... (See Safe) Average annual card rates rise to 18% -- Annual rates offered by Britain's credit card firms rose again last month, despite there being no change to the Bank of England lending rate. ... (See APR) Equifax sees rise in consumer requests -- Credit report firm Equifax has reported a 10% rise in customer requests due to tightening criteria for borrowers. ... (See Credit) Extent of credit card debt revealed -- Average unsecured debt reached nearly £29,000 over the past year and a half, with credit cards accounting for 34% ... (See Card debt) Credit card figures show debt concerns -- People are spending less on credit cards because they are worried about being in debt during the recession ... (See Debt) Credit, debit card usage sees monthly rise -- Credit, debit card usage in the UK has increased each month so far in 2009, according to the latest figures from UK payments association Apacs. ... (See Charge it) Britons show trust in credit card firms -- Credit card companies are more trusted by the public than the NHS and the BBC - but less so than other financial services institutions (FSIs), according to a new study. ... (See Trust) Rise in credit card fraud predicted for 2009 -- Most financial services firms believe that credit card and other types of electronic fraud will increase this year, according to a new study. ... (See Theft) Prepaid credit cards help with budgeting -- Prepaid credit cards are being used by consumers for budgeting and to keep from falling into more debt ... (See Prepaid) Online credit card transactions causing concern -- The majority of British consumers do not feel totally confident when making online credit card transactions, new research has revealed. ... (See Fear) Credit card users 'keeping secrets' -- There are around 217,000 credit cards in the UK which are being kept hidden from their holders' partners, new research has revealed. ... (See Shhh) North-east England residents keen on credit cards -- The north-east of England is home to the most avid credit card users, according to new research. ... (See Cards) Credit, debit card spending grew to £371.6bn in 2008 -- Consumers continued to spend more on credit and debt cards last year, a new report reveals. ... (See Credit, debit) Contact centres not meeting PCI standards -- A new survey has revealed that many UK contact centres are failing to meet standards aimed at tackling credit card fraud. ... (See Fraud) No link between credit card APR and Bank rate, says trade group -- There is no link between the Bank of England base rate and the APR of credit cards, according to an industry group. ... (See Interest rate) Credit card interest rates rising -- Many of the largest credit card providers in the UK have been increasing interest rates and other charges over the past year, new research has confirmed.
... (See Rates) Consumers fear recession will increase credit card fraud -- UK consumers believe that the recession will lead to increased incidences of credit card fraud and other forms of identity theft, a new survey has revealed. ... (See Fraud) Young Britons' credit card habits unchanged -- The economic downturn has failed to dampen many young Britons' enthusiasm for using credit cards, according to a new study. ... (See Charge it) Majority of Britons paying off credit cards -- The majority of British consumers are paying off credit card debt in full each month, a new study has revealed. ... (See Card debt) Tracker mortgage customers paying off credit card debt -- Borrowers using tracker mortgages are paying off credit card debts using the money they have saved from the Bank of England's low base rate, new research has revealed. ... ( more) Credit card deal offers no charge on European transactions -- Financial services provider Saga has claimed its platinum credit card is popular due to its European transactions being free. ... ( more) Credit card debt decreased in 2008 -- New research reveals credit card debt fell by £4.9bn. ... ( more) Credit card lending on the rise -- Credit card lending increased by £0.1bn during February with £93.5m purchases made, according to the British Bankers' Association. ... ( more)