Online shopping safest with credit cards

By UK CreditCards.com

Barclay credit card profitPeople interested in shopping online should use credit cards instead of debit cards to make their purchases.

That is according to Patricia Davidson of online retailer The Site Guide, who explained that credit cards are a more secure form of payment.

This is because credit card holders can query suspicious transactions with providers, unlike debit card users who cannot do the same.

Ms Davidson pointed to the many benefits of online shopping, including increased flexibility and convenience.

Industry body IMRG estimates that one-sixth of all consumer spending in Britain is transacted over the internet.

However, cardholders should practice caution when purchasing goods and services from the web.

"Everything, from … Christmas decorations to the Turkey, plus gifts for family, friends and colleagues, are waiting to be ordered on the web," the retailer said. "But how do you know who to trust your credit card details to? In that race to find the cheapest deal … how can you be sure that, if someone you don't know is offering you the best price, they're safe to buy from?"ADNFCR-2308-ID-19459704-ADNFCR

Published: 13 November 2009