UK personal finance bloggers share their money mantras

By Emma Lunn

If you're struggling with credit card debt or trying to curb your spending, it's helpful to get advice from those who have been in your shoes. Personal finance bloggers often use their sites to confess their mistakes and successes -- so that you, too, can learn from them.

Here are some money mantras from some of the most popular personal finance bloggers in the

Bowsher's blog
Ed Bowsher is head of consumer finance at, a website that covers all aspects of personal finance and initiates some lively feedback and comments from readers. It has a range of fresh content every day, with articles looking at everything from finding the best mortgage to debating whether you need to insure your iPad.

Lovemoney runs several blogs, with Bowsher's Blog mainly focusing on pensions, investment and planning.

Top money tip:

"If you're about to buy an annuity, make sure you shop around. It could boost the size of your pension by as much as 20%."

Curb Your Consumerism
Curb Your Consumerism aims to help readers "live well, eat well, feel great, and prosper." It's written by Kate Edwards who spent years spending beyond her means and buying things she didn't really need or use. She decided to "curb her consumerism" and set up the blog to document her change in behavior.

The blog looks at everything from reducing your water bill to finding the best iPhone deal.

Top money tip:

"Work out what you are going to spend your savings on, then keep a photo on the fridge that can serve as a constant reminder of why you are denying yourself these little pleasures. Maybe it's a picture of a holiday destination, or of your dream house. Successful restraint is all about perspective. By keeping your eye on a distant goal, you will stop yourself from tripping up in the present."

This Is Money
This Is Money is part of the Daily Mail website. Blog posts are written by journalists from This Is Money, Money Mail and Financial Mail on Sunday. The blog covers mortgages, savings, investments, the economy and interest rates.

Top money tip (from editor Andrew Oxlade):

"The marketeers have had to become more sophisticated at making you part with your cash. So, sanity check every offer and ask yourself; 1) Would I have bought this product if it wasn't for the offer? If the answer is no, then don't; 2) Why is this company making this ‘too good to be true' offer? There's almost certainly a catch. Walk away."

See related: Expert Q&A: A personal finance site for women; Where to get debt help

Published: 21 February 2012