Capital One Credit Cards

Capital One offer a range of cards, including one for those with a less than perfect credit rating and conversely one for those with an excellent credit rating. Choose yours from the list below and apply safely online.

 APPLY ONLINE

Credit Needed
Bad
  • Great for people with bad credit or who are looking to improve their current rating - even if they have had problems with credit in the past
  • Credit limit from £200 to £1,500
  • Online response in 60 seconds
  • Pay contactlessly up to £30
  • Must be a UK resident, aged 18 years or over
  • You must have had credit in the UK before
  • You must not have been declared Bankrupt in the last 12 months
  • Purchases
    Intro
    n/a
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    29.84%
    APR
    Representative APR (variable)
    29.8%
    APR

Representative Example: Representative 29.8% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 29.84% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • Designed for people with bad credit or building credit
  • More access to credit over time with up to two optional credit limit increases offered every year
  • The rate you see here is the rate you will get if accepted
  • Simple online servicing helps you stay in control
  • Pay for items Contactlessly
  • Must be a UK resident, aged 18 years or over
  • Must have had credit in the UK previously
  • To potentially be eligible for credit limit increases, use your card sensibly by making your monthly minimum payment on time and staying below your credit limit. Not doing so could harm your credit rating
  • Purchases
    Intro
    n/a
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    34.94%
    APR
    Representative APR (variable)
    34.9%
    APR

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)

  • Features a QuickCheck service that tells you before you apply if you will be accepted. This does not harm your credit score
  • Credit Limits up to £1,500
  • One simple interest rate for all transactions
  • Free text alerts to help you stay in control
  • Contactless payment up to £30
  • Must be a UK resident on the electoral roll, and have some history of managing credit
  • Purchases
    Intro
    n/a
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    34.94%
    APR
    Representative APR (variable)
    34.9%
    APR

Representative Example: Representative 34.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • Features a QuickCheck service that tells you before you apply if you will be accepted. This does not harm your credit score
  • Credit Limits up to £1,500
  • One simple interest rate for all transactions
  • Free text alerts to help you stay in control
  • Contactless payment up to £30
  • Must be a UK resident on the electoral roll, and have some history of managing credit
  • Purchases
    Intro
    n/a
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    35.94%
    APR
    Representative APR (variable)
    35.9%
    APR

Representative Example: Representative 35.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 35.94% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • Credit limit of up to £1,500
  • Get a response in 60 seconds
  • Luma could still accept you even if you have had CCjs in the past
  • Contactless payment enabled
  • You must be a UK resident, aged 18 years or over
  • Purchases
    Intro
    n/a
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    35.94%
    APR
    Representative APR (variable)
    35.9%
    APR

Representative Example: Representative 35.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 35.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Bad
  • 0% interest on purchases for up to 3 months
  • Credit limit of up to £1,500 and no annual fee
  • Get a response in 60 seconds
  • Contactless payment up to £30
  • Online account management and mobile app
  • You must be a UK resident, aged 18 years or over
  • Purchases
    Intro
    0%
    3 Months
    Minimum
    Credit Limit
    £200
    Maximum
    Credit Limit
    £1,500
    Cash Advance
    Rate
    35.94%
    APR
    Representative APR (variable)
    35.9%
    APR

Representative Example: Representative 35.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 35.94% p.a. (variable)

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Capital One

Founded in 1994, Capital One is a top ten credit card issuer in both the UK and United States, with 963 bank branches and approximately 50 million world-wide customers. In the UK, Capital One is well known for pioneering products which offer under-served customers access to credit as well as offering great cashback and very high end premier credit card products. Compare the best Capital One credit cards today & apply now by completing an online credit card application for a 60 second response.

Contact Capital One (UK)
  By Telephone

Enquiries - 03444 812 812

From Abroad - +44 115 993 8002

Lost/Stolen Card - 0800 952 5267


  By Post

Capital One Card Services
P.O. Box 5283
Nottingham
NG2 9HD

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