MBNA Platinum Plus - Before You Apply...
You must be able to answer 'Yes' to all of the following:
If you are unable to answer 'Yes' to the following, your application will be automatically rejected.
- I am currently employed.
- I don't have any recent credit defaults (CCJ's, current arrears or missed payments ) on credit cards / loans / mortgages.
- I am a resident in the UK and can prove residential addresses for the past two years.
- I am a homeowner.
- I have an income of over £20,000.
- I have not applied for an MBNA or Virgin Credit Card within the last 6 months.
Yes! I can answer 'Yes' to all of the above.

to the MBNA Platinum Plus website.
No. I am unable to answer 'Yes' to the above.

to choose another credit card.
If you are able to answer 'Yes' to the above statements, this does not imply you will be automatically approved for this credit card. It is simply a means by which you can avoid spending time applying for a credit card that will result in an automatic rejection.