AA Credit Cards

AA credit cards offer their cardholders a range of benefits, savings and rewards. Whether you are looking for a long interest-free period with which to pay off a balance or purchase, or are seeking a low interest rate card, the AA has it one to suit. Choose the one that reflects your spending habits and lifestyle and apply quickly and easily online.

 APPLY ONLINE

Credit Needed
Good
  • £35 cashback when you spend £500 or more within 60 days of account opening
  • 0% on all purchases for 28 months from the date your account is opened. To qualify, a transaction must be made within the first 3 months, otherwise the promotional period will be reduced to 14 months
  • 0% on balance transfers for 18 months made in the first 3 months. A 2.89% balance transfer fee applies which will increase the total amount that you owe
  • Mobile servicing app to keep track of your balance and available credit
  • Additional security shopping online with MasterCard® SecureCode™
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    18 Months
    Balance Transfer
    Fee
    2.89%
    Purchases
    Intro
    0%
    28 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% interest on balance transfers and purchases (no fee on balance transfers)
  • 5.85% p.a. (variable) interest on purchases and balance transfers
  • No annual fee
  • Additional security shopping online with MasterCard® SecureCode™
  • Mobile Servicing app to keep track of your spending and available credit
  • Contactless payments
  • APR dependent on your personal circumstances
  • Must be a UK resident with annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    3 Months
    Balance Transfer
    Fee
    0%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    5.85%
    APR

Representative Example: Representative 5.85% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 5.85% p.a. (variable)

 APPLY ONLINE

Credit Needed
Good
  • 0% for 41 months on balance transfers (3.25% fee applies)
  • Balance transfers must be made within 3 months of account opening
  • 0% for 3 months on purchases from account opening
  • APR dependent on your personal circumstances
  • Must be a UK resident with an annual income of at least £8,000, and no CCJs
  • AA Credit Cards are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
  • Balance Transfer
    Rate & Duration
    0%
    41 Months
    Balance Transfer
    Fee
    3.25%
    Purchases
    Intro
    0%
    3 Months
    Annual Fee
    £0
    Representative APR (variable)
    18.9%
    APR

Representative Example: Representative 18.9% APR (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

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